Direct Deposit

Direct Deposit is a convenient, reliable, quick way to access your money no matter where you are. There’s no more waiting for a cheque to arrive and going to a branch or ATM to cash the item.

Canada Emergency Response Benefit (CERB), we encourage you to register for direct deposit from Canada Revenue Agency (CRA) to ensure you receive your payments faster.

NEW. You can now set up CRA Direct Deposit directly through RBC Online Banking or the RBC Mobile app.

**Please note that registering for Direct Deposit through RBC Online Banking or the RBC Mobile app does not register you for the CERB. You’ll need to apply for the CERB directly through the CRA website.

Set up Payroll Direct Deposit

Whether you've just started a new job and need to set up a direct deposit/payroll or if you've opened a new account and need to switch your payroll, we can help you get paid the quick and easy way with payroll direct deposit into your RBC Royal Bank account in 2 simple steps:

Let your payday headaches become a thing of the past by setting up payroll direct deposit today!

What is Direct Deposit?

Direct Deposit is a convenient and reliable way to have funds deposited directly into your account so you can access your money right away. This is perfect for your payroll and Government of Canada payments. There’s no more waiting for a cheque to arrive and going to a branch or ATM to cash it.

Payroll Direct Deposit

Whether you've just started a new job and need to set up a direct deposit/payroll or if you've opened a new account and need to switch your payroll, we can help you get paid the quick and easy way with payroll direct deposit into your RBC Royal Bank account.

1

Print and fill out the Request to Change Automatic Payroll Deposit Information form. Or, if you have access to RBC Online Banking 1 you can get a personalized version of this form with your account information included.

2

Give a printed copy of the completed direct deposit form to your employer.

Government of Canada Direct Deposit

Get quicker access to your federal Government payments, which include Canada Pension Plan, Old Age Security, Child Tax Benefit, and Income Tax refund, by enrolling in direct deposit. Use the link below to go to the Government of Canada site or visit your nearest RBC Royal Bank branch for more information.

Plus, we’ve made it even easier and safer for you to sign in to secure government sites. RBC Royal Bank has partnered with SecureKey to verify your identity using your RBC Royal Bank Online Banking credentials. On the government site you will be asked to enter your RBC Online Banking username and password, we will then confirm your identity and you will get access to the site. We don't share any personal or financial information. To learn more about SecureKey, follow the link below to the Secure Key Concierge site.

Frequently Asked Questions

How do I get a personalized version of a Payroll Direct Deposit Information form?

We make it even easier for you to set up your payroll direct deposit by providing you with a personalized form that contains all of your account information so you don’t have to search for it.

To print your customized form you will need to:

How do I get a Void Cheque?

If you are just looking for your account information (transit, account number, etc.) for the purposes of a direct deposit, this information can also be found on a voided cheque. Simply view and print through RBC Online Banking.

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RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Online Banking is operated by Royal Bank of Canada.